Investment Goal Planner

Define Your Goal

Goal Name A name for your financial goal (e.g., "Retirement," "House Down Payment").

Target Amount: ₹50,00,000 The amount you need to achieve your goal in today's money.

Time Horizon (Years): 15 The number of years until you need the money.

Expected Annual Return: 12% The average annual return you expect from your investments.

Average Inflation Rate: 6% The average annual inflation rate. Used to calculate the future value of your goal.

Current Savings: ₹0 Any amount you have already saved towards this goal.

Investment Type Choose your preferred method of investment. SIP (Systematic Investment Plan) Step-Up SIP Lumpsum (One-time investment)

Annual Step-Up Rate: 5% The percentage by which you increase your SIP amount each year.

Investment Frequency How often you make an investment. Monthly Quarterly Annually

Select Currency Choose your preferred currency for calculations. Indian Rupee (₹) US Dollar ($) Euro (€) British Pound (£)

Or choose a pre-defined goal:

Your Goal Plan Results

Future Value of Goal

₹0

Monthly Investment Required

₹0

Total Investment

₹0

Capital Invested

₹0

Interest Earned

₹0

Investment Growth Over Time

Investment Breakdown

"What If" Scenarios

Strategy	Monthly SIP	Total Invested	Future Value

Objective of the Tool

Help users calculate how much they need to invest periodically to achieve a future goal (like buying a house, retirement, education, etc.), factoring in inflation, investment duration, expected returns, and contribution frequency.

Key Investment Concepts

SIP (Systematic Investment Plan): A method of investing a fixed amount of money at regular intervals. It helps average out the cost of your investment over time.

Related Tools & Resources

Explore our other financial tools to build a comprehensive financial plan.

SIP Calculator Step-Up SIP Calculator Future Value of Annuity Calculator

All calculations are performed in your browser. No personal data is stored or tracked.